By John A Yoegel
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Additional info for CliffsTestPrep Florida Real Estate Sales Associate Exam: 5 Practice Tests
Amortization. a term loan. an equity loan. 55. Equity is most accurately defined as the A. B. C. D. 26 sale price of the house minus the mortgage amount. value of the house minus all liens and encumbrances. value of the house minus the mortgage. amount of the down payment. 54. What does a discount point do to the effective yield that a lender gets from a mortgage loan? A. B. C. D. It raises it. It has no effect. It lowers it. It lowers it, but only if the seller—not the buyer—pays it. 56. A mortgage lender requires a borrower to make monthly payments—in addition to the mortgage payments—to a special account to cover taxes and hazard insurance costs for the property.
C. D. appraised value. market value. assessed value. investment value. 80. The final step in protesting a tax assessment is A. B. C. D. an appeal to the tax assessor. a petition to the value adjustment board. an appeal to the city or town council. litigation in the courts. Practice Test 1 81. Which of the following is most nearly correct as the way a municipality determines the tax rate? D. Total Budget ÷ Total Assessed Value Total Budget × Assessed Value Total budget ÷ Total Number of Nonexempt Properties Total Budget ÷ Average Assessed Value 83.
C. D. never requires a real estate license. requires a real estate license if she receives compensation. always requires a real estate license. requires a real estate license when she is acting as an attorney in fact. 8. A builder who develops and sells her own properties A. B. C. D. must have a real estate broker’s license. must have at least a real estate sales associate license. is exempt from licensing requirements. must have a broker’s license if she employs sales associates. Practice Test 2 9.
CliffsTestPrep Florida Real Estate Sales Associate Exam: 5 Practice Tests by John A Yoegel