Bank 3.0: Why Banking Is No Longer Somewhere You Go But - download pdf or read online

By Brett King

ISBN-10: 1118589637

ISBN-13: 9781118589632

The first version of BANK 2.0—#1 on Amazon's bestseller checklist for banking and finance within the US, united kingdom, Germany, France, and Japan for over 18 months—took the monetary global by way of hurricane and have become synonymous with disruptive shopper behaviour, know-how shift, and new banking models.

In BANK 3.0, Brett King brings the tale brand new with the newest traits redefining monetary prone and payments—from the worldwide scramble for dominance of the mobile wallet and the expectancies created by means of tablet computing to the operationalising of the cloud, the explosion of social media, and the increase of the de-banked customer, who doesn't desire a financial institution at all.
BANK 3.0 exhibits that the distance among buyers and fiscal providers avid gamers is swiftly widening, leaving mammoth possibilities for brand new, non-bank opponents to completely disrupt the industry.
"On the internet and on cellular, the client isn't king—he's dictator. hugely impatient, skeptical, cynical. Brett King knows deeply what drives this new hard-nosed purchaser. Banking pros might do good to heed his advice."
Gerry McGovern, writer of Killer internet Content

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Union memberships declined, layoffs were widespread, and the notion of lifelong employment with one company gave way to a period of American workers feeling threatened and disempowered. ’’ But as always, there was opportunity in chaos, and a new economic paradigm was about to emerge. With it would come the supernova of wealth we see today. Again, trends in technology, finances, and regulation tell the tale. The technology elements are well known: the Internet has changed everything, leveling playing fields, lowering the cost of entry, and opening up global opportunities for start-ups and corporate behemoths, alike.

One of the problems with considering land as a basis of wealth, however, is that it cannot always easily be converted into cash. Farmers and landholders loathed to sell land, for a variety of reasons; and perhaps with an asking price of a few cents per acre, it is understandable why. But if they mortgaged the land to gain cash, they had to increase the agricultural yields in order to both pay the bank and fund their operating and living expenses. Given the rudimentary farming methods of the time, this put ownership and the accompanying long-term value of property ownership at risk.

A few definitively said yes, but most hedged; and it was clear that the majority simply didn’t resonate to the word success. ’’ • ‘‘Sort of, I accomplished what I set out to do, I guess, you know? ’’ • ‘‘Sort of . ’’ • ‘‘No. [laughter] I mean, kind of, but. . When you look at all the other people that have done big things, like cancer research or AIDS or, you know, really starting new industries— that, to me, is successful. You know, billion-dollar level impact or healthcare impact. ’’ • ‘‘I’m financially successful.

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Bank 3.0: Why Banking Is No Longer Somewhere You Go But Something You Do by Brett King


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